I want to buy a home, but...

  1. I have collections, charge offs and I am in a better financial situation to finally fix my credit to buy a house or be pre-approved in 6 months.
  2. I am in the process of buying and when the realtor/lender checked my credit, I have some issues that need immediate attention.
  3. I am interested in the qualification process of buying a home. I am interested in finding out what the minimum credit score and income requirements are. I am also interested in finding out more about the down payment assistance programs available.

I want to get out of debt- options...

  1. I could no longer pay my debt so I stopped paying on all my debt X years or months ago. I am now in a better financial position and want to negotiate and settle all my debt but have several questions and concerns.
  2. I am maxed out on all or most of my debt and I am no longer able to make the minimum payments. I want to see what my options are and possible consequences.

Specialized- Time Sensitive...

  1. I am currently in escrow or in the middle of a big purchase and a credit issue has surfaced and I need help now.
  2. I am currently looking for an apartment and was told I have collections or other credit issues
  3. I am currently looking to purchase a car and have some minor issues  that need immediate attention.

Identity Theft Issues... Victims of identity theft. Free for low-income individuals.


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